Signals in.Decisions out.Proof for every decision.

It's 03:17. A payment provider just went dark.

One fictional merchant. Four decisions under pressure. Proof at every step.

Synthetic scenario · illustrative product experience
About this demonstration

Every scenario is a deterministic, synthetic demonstration set in a fictional universe (Aster Market, Lumen Digital, PSP-A/PSP-B). It shows a designed decision discipline — not a live deployment, a customer result or a production claim. Nothing is submitted, stored or tracked; the full boundaries sit under ‘What this does not prove’ at the end of each story.

ORION DECISION BRIEFING · SYNTHETIC

One merchant. Four moments where the decision is tested.

Enter the same fictional case through the pressure your role owns. See what may move, what must stop, who acts next and what the resulting record can support.

2–4 minutesCOO · Head of Payments · Operations
  1. 01
    CaptureFix the signal, source and purpose before interpreting them.
  2. 02
    GovernApply the relevant scope, policy and mandatory boundary.
  3. 03
    DecideChoose a posture without hiding held or unresolved work.
  4. 04
    ChallengeExpose review, exceptions and the next accountable owner.
  5. 05
    ProveAssemble an inspectable artifact with its limits still visible.
03:17:08Z · DEMO PSP-A · UNAVAILABLE Aster Market · MER-DEMO-204
200routed
72step-up
48held

Pick a posture — the lanes answer.

  • Synthetic DEMO
  • 2–4 minutes
  • No sign-up
  • Nothing leaves this browser
TrustStack ORION · High-risk commerce, governed

Keep commerce moving. Keep control intact. Keep decisions defensible.

TrustStack ORION is designed for marketplaces, high-risk e-commerce, merchants and PSPs whose commercial continuity depends on decisions that Payments, Compliance, Engineering and partners can all understand. Explore the reference platform—or pressure-test the idea in one connected synthetic scenario universe.

API-firstWhite-label by designGoverned reviewReconstructable decisionsBounded pilots
KPI

Outcomes we engineer for

Targets agreed per segment in the pilot Statement of Work — then measured weekly, in the open.

up to 92%
payment approval rate
engineering target from a 65–70% high-risk baseline
<0.5%
fraud & chargeback rate
engineering target from a 1.5–2.0% baseline
>50%
fewer false declines
recovered good customers — engineering target
~2%
orders in manual review
engineering target, down from 10–15%

Illustrative hypotheses only. Baselines, measures and acceptance gates must be agreed for the scoped evaluation; no customer outcome or coverage is implied.

Illustrative operating model

Drag the line. Test the hypothesis.

A brochure-derived DEMO model for one hypothetical high-risk merchant and one month of unchanged traffic. Red is an illustrative current-state input; teal is a candidate target for evaluation — not observed or expected TrustStack performance.

DEMO assumptions only. These figures are not a benchmark, customer result, forecast, quote or coverage commitment; define baselines and acceptance gates in a scoped evaluation.

DEMO current-state inputDEMO target hypothesis
Payment approval rate65–70%
Fraud & chargeback rate1.5–2.0%
False declines5–8% blocked
Manual review workload10–15% of orders
← Drag to compare →
The problem

High-risk merchants don't fail on demand. They fail on infrastructure.

Processor exits, chargeback programs, VAT exposure, KYC debt, licensing scrutiny — each one alone can stop a business that customers love. Generic PSP stacks weren't built for this.

Payments

  • Processor exits, reserves and sudden holds
  • FIAT + crypto complexity and routing
  • High decline rates and MCC friction
  • Payout bottlenecks and settlement risk

Fraud & disputes

  • Chargebacks that threaten processing continuity
  • Refund abuse, ATO, triangulation
  • Manual-review cost and false declines
  • Friendly fraud and policy exploitation

Compliance

  • VAT/GST across jurisdictions
  • KYC, KYB and AML obligations
  • Reporting, record-keeping, audits
  • Licensing exposure in gambling, crypto and adult verticals

Governance

  • Sanctions and geo controls, product gating
  • Risk appetite and policy enforcement
  • Incident workflows and evidence packs
  • PSP questionnaires and partner due diligence
How it works

One decision layer. Controls that compose.

Designed to connect agreed product, processor and policy signals to governed decisions and inspectable evidence—within a scope validated during diligence.

Signals in
checkout
signup
payouts
content
TrustStack Core
Decisions out
approve
step-up
block
report / audit

Where the producing workflow records them, decision context and evidence references can support disputes, audits and partner diligence; missing fields remain explicit.

Decision Record

A decision trail should explain more than a log file.

A Decision Record is designed to preserve the fields actually produced for an approve, step-up, review or block: outcome, applicable rules and versions, recorded inputs, rationale, correlation and governed review. Scoped exports can assemble available evidence; absent or inapplicable fields are never invented.

DEMO UI fixture only. It is not a live decision, deployed model, current screening result, signed audit record or complete evidence package.

Same synthetic transaction shape, different DEMO signals — inspect how an illustrative decision fixture changes.

See how evidence works
decision_record
Inside the product

The Compliance Console, at a glance

A stylized view of an entitlement-driven module rail, a configurable review queue and a Decision Record panel. Product UI is shown in English; surface availability and workflow behavior depend on the reviewed module caveats.

SYNTHETIC DEMO console. The tenant, records, people, queue, review targets, screening state and evidence actions below are fictional UI fixtures — not a production environment or verified workflow.

DEMO-TENANT-ASTER · SYNTHETIC ⌘K · Search cases, parties, decisions… DEMO
DEMO case queue5 synthetic records · illustrative order

Illustrative preview only. Validate the current surface, role, entitlement, configuration and data path in a scoped walkthrough.

Modules

Start with one decision journey. Compose the domains it needs.

The reviewed registry contains six core, four add-on and four platform domains, all currently marked ui. Entitlements, integrations and production scope are confirmed per tenant; registry presence is not general availability.

TrustStack Core
GATE
Verify
Make identity context visible before scope changes.
Observed UI/read surface · registry status: ui · not GA

GATE provides an observed starting surface for hosted KYC and party context. It is designed to support scoped onboarding and identity decisions with explicit review and evidence boundaries where configured.

Current surface: hosted KYC and party reads; review is feature-flagged; UBO capture is absent in the reviewed state.

Learn more
PULSE
Risk
Turn recorded signals into an inspectable decision.
Observed UI/read surface · registry status: ui · not GA

PULSE exposes a Decision Explorer and part of the rationale behind a decision. Its designed-to direction is rules-first, model-optional decisioning whose recorded inputs, rule references and limitations remain visible.

Current surface: Decision Explorer with partial rationale; the ML indicator is a stub, not an active-model claim.

Learn more
SWITCH
Payments
Make payment-path choices and limits visible.
Observed UI/read surface · registry status: ui · not GA

SWITCH currently shows parts of routing configuration and payment-path history. It is designed to support bounded, eligibility-aware routing decisions once provider connections, data contracts and operating controls are validated.

Current surface: partial routing-configuration and payment path-trail reads; no live provider or automatic failover is inferred.

Learn more
LEDGER
Tax & Finance
Put books and tax assumptions on the record.
Observed UI/read surface · registry status: ui · not GA

LEDGER's strongest observed surface is its books-oriented UI. The designed-to scope connects postings, reconciliation and dated tax snapshots, while keeping static tax assumptions and reporting purpose explicit.

Current surface: books are the strongest observed area; tax rates are static and must be shown with their rate-basis date.

Learn more
SENTINEL
Policy
Show which policy context governed the decision.
Observed UI/read surface · registry status: ui · not GA

SENTINEL exposes screening and policy UI/read surfaces. It is designed to make policy scope, version, disposition and review visible without presenting a demonstration list as live sanctions or adverse-media coverage.

Current surface: screening and policy reads use a DEMO screening list; list coverage and live feeds are not established.

Learn more
PRISM
Insights
Turn available operating data into a bounded view.
Observed UI/read surface · registry status: ui · not GA

PRISM provides observed dashboard and generate-now scorecard surfaces. It is designed to compare agreed measures and assemble purpose-bounded reporting from data that is actually available and attributable.

Current surface: dashboards and generate-now scorecards; scheduled reporting, contractual service-level monitoring and authority-accepted output are not established.

Learn more
Outcomes

Three commercial hypotheses to evaluate

Test continuity

  • Measure eligible routing against an agreed baseline
  • Observe false-decline trade-offs
  • Validate available APM and corridor scope

Test loss controls

  • Measure disputes and fraud signals
  • Exercise refund-abuse controls
  • Evaluate ATO and triangulation patterns

Test operating effort

  • Measure manual-review demand
  • Assess evidence-pack completeness
  • Time agreed audit and reporting tasks
ROI calculator

What would TrustStack move for you?

Drag the sliders to your numbers. The arithmetic is the brochure's: approval uplift captures sales, dispute reduction cuts losses. Indicative and segment-dependent — the 90-day pilot replaces this model with your measured data.

Model, not a quote: dispute savings assume the <0.5% target; actuals depend on vertical, traffic mix and existing controls. KPI targets are agreed per segment in the pilot Statement of Work.

Additional sales captured
Gross-margin impact
Dispute losses avoided
Indicative annual impact · per year
Test it on your traffic
Delivery

Two ways to run it

Your team operates · subject to scope

White-label SaaS model

  • Integrate the agreed APIs and operate configured dashboards and queues
  • Configure validated rules, thresholds, policy packs and routing preferences
  • Scope reporting for finance, compliance and operations
  • Define service objectives, support and monitoring in diligence and contract; no public SLA is implied
Potential managed scope

Managed-service model

  • Monitoring, tuning and review can be scoped with named responsibilities
  • Compliance advisory may cover agreed VAT, AML, content-governance and dispute questions
  • Evaluation cadence and purpose-bounded documentation are agreed per engagement
  • Any risk-transfer or coverage concept requires separate underwriting and contract and is not represented as currently offered
Vertical control hypotheses

Your vertical. Your pressure points. A testable starting scope.

Choose a vertical to explore indicative pressure points, candidate control questions and potentially relevant ORION domains. This is a scoping aid, not an active policy pack or a statement of supported coverage.

DEMO scoping aid. Validate jurisdiction, licence, data, provider connectivity, configuration, entitlements and current module status before treating any control as available.

Who builds this

Built by compliance engineers.

TrustStack ORION is built and operated by E-KMC.EU P.S.A., a Gdańsk-based compliance engineering company led by Marek Kamiński, PhD in Law. The regulatory practice came first; the platform is how that practice scales.

  • A compliance practice first: policies, audits and regulator-facing work for high-risk commerce precede the product.
  • Engineering under the same roof: the module registry, evidence model and controls are designed and built by one team.
  • Diligence over decks: the diligence pack — programme of operations, security baseline, isolation evidence — is available under NDA.
Gambling & bettingCrypto & exchangesSkin & item marketplacesHigh-risk e-commerceAI adult content

Trust starts with inspectable control boundaries.

The target design combines tenant isolation, row-level controls, append-oriented audit patterns and hash-based integrity checks. Distinct review is applied where configured; evidence-pack completeness and reproducibility are tested within the agreed scope.

Security & auditability

Test one decision journey against an agreed baseline.

A scoped 90-day evaluation can use synthetic, shadow/read-only, bounded-exercise or carefully approved production posture. Diligence and contract define the hypothesis, controls, evidence gate and stop conditions before any live intervention.